There Is a Smarter Way to Bundle Your Insurance
Below, I explain how this modern bundle strategy benefits you.
Why Today’s Insurance Needs a Smarter Bundling Strategy
The Old Bundle Model No Longer Works the Way It Used To.
The Old Bundle Model No Longer Works the Way It Used To.
The Old Bundle Model No Longer Works the Way It Used To.
For years, the best advice was to keep your home, auto, and umbrella with one company. But since 2020, carriers have updated pricing, underwriting, and product design. The result? A company that’s great for home might be overpriced for auto — or vice versa. A single-carrier bundle can actually cost you more in today’s market. After working with hundreds of households over the past decade, I’ve seen this shift firsthand.
A Modern Approach Starts With a Flexible Umbrella.
The Old Bundle Model No Longer Works the Way It Used To.
The Old Bundle Model No Longer Works the Way It Used To.
I begin by placing a stand-alone umbrella policy that can sit over multiple companies. This gives you freedom to mix and match your home and auto with the carriers offering the best coverage and value — without being locked into one bundle or one company’s pricing strategy. It’s insurance designed with the flexibility today’s market demands.
I Do the Shopping, You Get One Trusted Home Base.
Your Coverage Gets Smarter. Your Life Gets Simpler.
Your Coverage Gets Smarter. Your Life Gets Simpler.
Even if your coverage ends up with different carriers, I remain your single point of contact. You won't have to call a 1-800 number, navigate multiple websites, or wonder who to reach when something happens. You get the flexibility of multiple carriers — with the simplicity of one experienced insurance advisor who handles everything for you.
Your Coverage Gets Smarter. Your Life Gets Simpler.
Your Coverage Gets Smarter. Your Life Gets Simpler.
Your Coverage Gets Smarter. Your Life Gets Simpler.
My modern bundle strategy gives you better pricing, better options, equal or often better protection. But most importantly, it gives you peace of mind — knowing you have one dedicated agent who understands your entire insurance picture and manages it for you year after year. You get personal service, not a corporate experience.
How This Smarter Bundling Strategy Works
Step 1 — Start With a Flexible Umbrella
Step 3 — You Still Get One Trusted Contact
Step 2 — I Shop Each Policy Independently
I begin by placing a stand-alone umbrella policy that can sit over multiple carriers. This gives you the foundation to mix and match your home, auto, and specialty coverage, instead of forcing everything into one company’s bundle.
Step 2 — I Shop Each Policy Independently
Step 3 — You Still Get One Trusted Contact
Step 2 — I Shop Each Policy Independently
Home and auto rates vary more today than ever before. So I shop each policy separately, comparing multiple companies to find the best fit for your coverage needs and budget. This creates the best-value bundle — custom to you.
Step 3 — You Still Get One Trusted Contact
Step 3 — You Still Get One Trusted Contact
Step 3 — You Still Get One Trusted Contact
Even with multiple carriers, you don’t deal with multiple service centers. You call me. I remain your single point of contact for questions, claims guidance, policy changes, and annual reviews. You get the flexibility of many carriers with the simplicity of one insurance advisor.
Why This Modern Approach Benefits You
Better Pricing Without Sacrificing Coverage
Better Pricing Without Sacrificing Coverage
Better Pricing Without Sacrificing Coverage
By comparing each policy separately, I help you avoid overpriced bundles and find the best value across multiple carriers.
More Flexibility and More Options
Better Pricing Without Sacrificing Coverage
Better Pricing Without Sacrificing Coverage
You aren’t locked into one company. If one carrier changes rates, we can adjust the affected policy without disrupting your entire insurance plan.
One Home Base for Everything
Better Pricing Without Sacrificing Coverage
One Home Base for Everything
You don’t have to juggle websites or phone numbers. I coordinate all your policies — even if they’re held with different companies — so your experience stays simple and stress-free. You always know exactly who to call: me.
Your Agent Makes All the Difference
My Job Is to Be Your Insurance Quarterback
You’ll Have One Expert Who Knows Your Full Picture
You’ll Have One Expert Who Knows Your Full Picture
I navigate the carriers, shop the policies, and bring the best options together — so you never have to untangle the complexity of insurance on your own.
You’ll Have One Expert Who Knows Your Full Picture
You’ll Have One Expert Who Knows Your Full Picture
You’ll Have One Expert Who Knows Your Full Picture
Because I manage your entire bundle, I understand how every policy works together. That means better advice, better protection, and a more personalized experience.
Support You Can Count On Year After Year
You’ll Have One Expert Who Knows Your Full Picture
Support You Can Count On Year After Year
From coverage questions to claims guidance to annual reviews, I stay with you long-term. Insurance changes — but you always have me as your trusted home base.
Multiple carriers | One custom bundle | One trusted agent | That’s the smarter way
PMG Group Inc | Paul Lipps, Agent
10255 Commerce Dr suite 261, Carmel, IN 46032
PMG Group Insurance™ is a brand name used by PMG Group Inc., an independent insurance agency.